VariableUniversal.Life is an educational platform dedicated to helping individuals and families better understand Variable Universal Life (VUL) insurance. Our goal is to simplify complex financial concepts and empower readers with information that allows them to make more confident, informed decisions about their future.
Meet the Founder
Hi, I’m Mr. Crispino—a licensed Financial Advisor based in the Philippines. I’ve been helping families secure their future since 2022. I passed both the ACE Variable Exam and the IIAC Traditional Insurance Exam, and I specialize in Variable Universal Life (VUL) insurance.
My personal mission is to help Filipinos protect what matters most—their family, their dreams, and their financial future—through proper planning, practical insurance advice, and honest financial education. While I am affiliated with licensed insurance providers, this website exists not to sell products directly but to share insights that spark smarter financial conversations.
What We Do
This website offers:
- Educational articles on how VUL insurance works
- Illustrative examples of insurance and investment features
- Insights into policy options and comparisons
- Answers to frequently asked questions about financial protection and wealth-building
We aim to break down the basics of life insurance while also discussing the nuances—such as investment-linked performance, policy charges, and long-term benefits.
Who This Site Is For
Whether you’re a young professional planning for the future, a parent seeking financial protection for your children, or someone who simply wants to understand what VUL insurance can do, you’re in the right place.
However, please note that all content on this site is provided for educational purposes only. It does not constitute financial, legal, or investment advice. For product-specific inquiries or proposals, we strongly recommend speaking directly with a licensed advisor.
Transparency and Responsibility
We value your trust and are committed to full transparency. For details on how we handle your data and communicate with you, please review our:
Contact
Have questions or want to learn more? Feel free to reach out via our Contact Us page. We’re happy to hear from you and support your journey toward financial confidence and peace of mind.
