This Privacy Policy explains how VariableUniversal.Life (“we,” “our,” or “the site”) collects, uses, protects, and discloses information you provide to us through this website. By accessing and using this site, you agree to be bound by this policy, as well as our Terms of Use, Disclaimer, and Disclosure pages.
Information We Collect
We collect the following personal information from you when you voluntarily submit it through our forms:
- Full name
- Email address
- Phone number
- Age
- Preferred plan type
- Estimated monthly income
This information is collected solely for the purpose of providing financial plan illustrations and for communicating directly with you about your insurance inquiries.
How Your Information Is Used
The personal information you provide may be used for the following purposes:
- To compute personalized Variable Universal Life (VUL) insurance proposals
- To follow up with you regarding your insurance plan interest
- To improve the functionality and content of our website
- To respond to inquiries or customer service requests
We will never sell, rent, or trade your personal information to any third party. Your data is kept strictly confidential.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet can be guaranteed 100% secure. You acknowledge that you provide your information at your own risk.
Cookies and Tracking Technologies
We may use cookies or similar technologies to enhance user experience and track anonymous usage patterns. You may set your browser to refuse cookies, though some parts of the site may not function properly as a result.
Use of WordPress and Plugins
This website is powered by WordPress and utilizes various plugins for form submissions, performance, analytics, and spam protection. These plugins may collect additional anonymized or technical information. Each plugin provider operates under its own privacy policy. We encourage users to review those policies if concerned.
Third-Party Links
This site may contain links to third-party websites. These external sites have their own privacy policies, which may differ from ours. We are not responsible for the practices or content of any linked websites.
Children’s Privacy
This website is not intended for individuals under the age of 18. We do not knowingly collect or store personal data from minors. If we discover that personal information from a minor has been submitted, we will delete it promptly.
Access, Update, or Delete Your Information
If you wish to access, update, or request deletion of the personal data you have submitted, please contact us through our Contact Us page. We will make reasonable efforts to comply with your request, subject to any legal or operational limitations.
Governing Law
This Privacy Policy is governed by the laws of the Philippines. Any disputes arising in connection with this policy shall be resolved exclusively in the Philippine courts.
Policy Changes
We reserve the right to amend this Privacy Policy at any time. Changes will be effective immediately upon posting to this page. Your continued use of the site constitutes acceptance of any updates.
Contact Information
If you have any questions or concerns about this Privacy Policy, please reach out to us through our Contact Us page.
