One of the most appealing features of Variable Universal Life (VUL) insurance is its flexibility—not just in premiums and investment options, but also in the potential to increase the death benefit over time. But how exactly does that work? And more importantly, can...
So, you’re thinking about getting Variable Universal Life (VUL) insurance. Maybe you’ve heard it’s a “two-in-one” product: life insurance protection with the potential for investment growth. Sounds great, right? But here’s what many people overlook: VUL insurance...
One of the most flexible features of Variable Universal Life insurance (VUL) is the ability to go beyond the basic premium payments. That’s right—you can actually pay extra into your policy. But why would you want to? And more importantly, should you? If you’re...
When people talk about Variable Universal Life insurance, or VUL insurance, the spotlight usually falls on two things: life protection and investment. But there’s a lesser-known hero quietly working behind the scenes—the cash value. It’s the engine that powers...
When considering life insurance options, one policy that stands out for its unique features is Variable Universal Life (VUL) insurance. VUL combines the protection of life insurance with the opportunity to grow wealth through investments, making it a versatile...