One of the most common questions people ask when considering Variable Universal Life (VUL) insurance is: “Can I change the death benefit amount later on?” It’s a great question—especially if your financial needs are likely to evolve over time. Maybe you’re single now,...
If you’re diving deep into Variable Universal Life (VUL) insurance, chances are you’re already comfortable with the idea that your life insurance policy can also serve as an investment tool. But before you get too excited by illustrations of compounding...
Buying Variable Universal Life (VUL) insurance is not like picking out a phone plan or buying a new pair of sneakers. It’s a complex financial product that combines lifelong insurance protection with investment options—and it deserves your full attention before...
As you evaluate whether Variable Universal Life (VUL) insurance aligns with your financial goals, it’s natural to wonder about potential tax benefits. One of the most frequently asked questions is, “Are VUL insurance premiums tax-deductible?” If you’re hoping to...
Not every financial tool fits everyone, and Variable Universal Life (VUL) insurance is no exception. If you’ve ever asked yourself, “Is VUL insurance right for me?”—you’re not alone. The truth is, VUL isn’t a one-size-fits-all product. But for the right person, it can...
Let’s be honest—nobody wants to lose money. Especially when it’s money you’ve been diligently setting aside for your family’s future, your retirement, or your child’s education. So if you’re exploring Variable Universal Life insurance (VUL) as an option, it’s only...
