by crispin0 | Jul 23, 2025 | FAQ, Insurance, Life Insurance, VUL Insurance
It’s a combination of the base death benefit and potentially the cash value.
by crispin0 | Jul 21, 2025 | FAQ, Insurance, Life Insurance, VUL Insurance
Yes, you can make additional payments to boost your investment component (up to IRS limits).
by crispin0 | Jul 19, 2025 | FAQ, Insurance, Life Insurance, VUL Insurance
Includes cost of insurance, admin fees, fund management fees, and surrender charges.
by crispin0 | Jul 12, 2025 | FAQ, Insurance, Life Insurance, VUL Insurance
Usually not—death benefits are generally income tax-free to beneficiaries.
by crispin0 | Jul 7, 2025 | FAQ, Insurance, Life Insurance, VUL Insurance
Market volatility reducing cash value and causing policy lapse.
